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News Release

SAIF Declares $50 Million Dividend - 09/02/26

SAIF's board of directors has declared a $50 million dividend for policyholders. This marks the 17th consecutive dividend distributed to policyholders and the 29th dividend since 1990. The dividend represents approximately 8.4% of eligible premium. It reflects SAIF's continued financial strength and its commitment to returning value to Oregon employers, when doing so is prudent and consistent with long-term obligations. 


"Our responsibility is to protect the long-term financial strength of the Industrial Accident Fund while supporting Oregon employers and the workers' compensation system they rely on," said Ian Williams, interim president and CEO of SAIF. "This year's dividend declaration reflects a careful evaluation of our financial position, future risks, and economic conditions facing Oregon businesses. We believe this dividend strikes the right balance between returning value today and preserving the financial strength needed to meet our obligations for years to come." 


Workers' compensation insurers must maintain significant financial resources to pay claims that may remain open for decades. As Oregon's not-for-profit workers' compensation insurer, SAIF considers many factors when evaluating dividends, including financial performance, capital adequacy, enterprise risks, economic conditions, and long-term obligations to policyholders and injured workers. This year's dividend was supported in part by favorable reserve development recognized in 2025, reflecting a continued decline in claim frequency, among other factors. At the same time, SAIF considered ongoing pressures from rising medical costs, investment uncertainty, and future capital needs.


"Many Oregon employers continue to navigate economic uncertainty, rising costs, and workforce challenges," Williams said. "Returning a measured dividend is one way we can support the businesses that help power Oregon's economy while remaining focused on our mission to make workers' compensation coverage available, affordable, and accessible." 

 

SAIF remains one of the few insurance providers in Oregon that consistently returns dividends to policyholders. As a not-for-profit company with a public purpose, SAIF is committed to maintaining a healthy and stable workers' compensation system while delivering value to the employers it serves. 

 

This October, 50,138 eligible policyholders will receive the dividend, which will be calculated based on premium for policies whose terms ended in 2025. 

 

About SAIF 
SAIF is Oregon's not-for-profit workers' compensation insurance company. For more than 110 years, we've been taking care of injured workers, helping people get back to work, and striving to make Oregon the safest and healthiest place to work. For more information, visit the About SAIF page on saif.com.

SAIF Declares $50 Million Dividend - 09/02/26

SAIF's board of directors has declared a $50 million dividend for policyholders. This marks the 17th consecutive dividend distributed to policyholders and the 29th dividend since 1990. The dividend represents approximately 8.4% of eligible premium. It reflects SAIF's continued financial strength and its commitment to returning value to Oregon employers, when doing so is prudent and consistent with long-term obligations. 


"Our responsibility is to protect the long-term financial strength of the Industrial Accident Fund while supporting Oregon employers and the workers' compensation system they rely on," said Ian Williams, interim president and CEO of SAIF. "This year's dividend declaration reflects a careful evaluation of our financial position, future risks, and economic conditions facing Oregon businesses. We believe this dividend strikes the right balance between returning value today and preserving the financial strength needed to meet our obligations for years to come." 


Workers' compensation insurers must maintain significant financial resources to pay claims that may remain open for decades. As Oregon's not-for-profit workers' compensation insurer, SAIF considers many factors when evaluating dividends, including financial performance, capital adequacy, enterprise risks, economic conditions, and long-term obligations to policyholders and injured workers. This year's dividend was supported in part by favorable reserve development recognized in 2025, reflecting a continued decline in claim frequency, among other factors. At the same time, SAIF considered ongoing pressures from rising medical costs, investment uncertainty, and future capital needs.


"Many Oregon employers continue to navigate economic uncertainty, rising costs, and workforce challenges," Williams said. "Returning a measured dividend is one way we can support the businesses that help power Oregon's economy while remaining focused on our mission to make workers' compensation coverage available, affordable, and accessible." 

 

SAIF remains one of the few insurance providers in Oregon that consistently returns dividends to policyholders. As a not-for-profit company with a public purpose, SAIF is committed to maintaining a healthy and stable workers' compensation system while delivering value to the employers it serves. 

 

This October, 50,138 eligible policyholders will receive the dividend, which will be calculated based on premium for policies whose terms ended in 2025. 

 

About SAIF 
SAIF is Oregon's not-for-profit workers' compensation insurance company. For more than 110 years, we've been taking care of injured workers, helping people get back to work, and striving to make Oregon the safest and healthiest place to work. For more information, visit the About SAIF page on saif.com.