OnPoint Community Credit Union Invests $100K Across Four Local Environmental Nonprofits (Photo) - 04/22/26

Each nonprofit will receive $25,000 through OnPoint’s Green Horizons initiative to continue their work restoring nature and conserving wildlife

PORTLAND, Ore. — OnPoint Community Credit Union is giving $100,000 to four local environmental nonprofits in celebration of Earth Day 2026. This year’s beneficiaries are The Nature Conservancy in Oregon, SOLVE, Columbia Land Trust and School Garden Project of Lane County. Each will receive $25,000. The donation is part of OnPoint’s Green Horizons initiative that supports organizations dedicated to protecting natural resources, preserving wildlife and strengthening ecosystems across Oregon and southwest Washington.

“Meaningful change starts at the community level, with people and organizations working together to make a difference,” said Rob Stuart, president/CEO, OnPoint Community Credit Union. “We’re proud to support local nonprofits who are taking action every day to care for our environment and strengthen the places we all call home.”

OnPoint’s Green Horizon initiative has directed more than $600,000 to local nonprofits protecting our region’s natural resources since it began in 2021.

Supporting organizations that protect the environment

The Nature Conservancy in Oregon (TNCO) works to conserve the land and waters upon which all life depends. Since 2017, OnPoint’s donations of more than $375,000 to TNCO have helped fund projects across Oregon, from restoration of estuaries and forests to drought-resilient watersheds and community-driven climate solutions.

“OnPoint’s steady support through the Green Horizons initiative underpins TNC’s climate and conservation efforts and is helping create a more resilient future for all Oregonians,” said Derek Johnson, Oregon state director of The Nature Conservancy. “This partnership allows us to deepen our impact by protecting natural resources and supporting the communities that depend on them.”

SOLVE brings communities together to take care of our environment and enhance our waterways by cleaning and restoring our neighborhoods and natural areas. For the past four years, OnPoint has supported SOLVE with $115,000 in donations and by sending dozens of employee volunteers to participate in SOLVE cleanup projects. These events organize individuals and communities across Oregon and SW Washington to help remove litter from city streets and marine debris from beaches that can endanger wildlife and negatively impact water quality.

“Our work is driven by the collective impact of volunteers showing up for their communities,” said Kris Carico, chief executive officer of SOLVE. “OnPoint’s support and employee volunteers help us connect more people to these opportunities and take meaningful steps toward cleaner, healthier spaces in the region.”

Columbia Land Trust works alongside farmers, Tribal Nations, foresters and rural and urban communities to conserve and care for lands on both sides of the Columbia River in Oregon and Washington. Together, we achieve meaningful landscape scale conservation so that this place continues to thrive for wildlife, plants and people for generations to come. 

“Support from OnPoint plays an important role in advancing our efforts to care for the Columbia River region’s lands and waters,” said David Cook, communications director, Columbia Land Trust. “This investment will help strengthen our ability to keep wildlife corridors intact and restore ecosystems that sustain life.”

School Garden Project of Lane County partners with local schools to provide hands-on garden and nutrition education, helping students build lifelong skills in healthy eating and environmental stewardship. Through engaging outdoor learning experiences, the organization connects students to the land, their food and their community while fostering curiosity and well-being.

“Our gardens are powerful classrooms where students can explore, learn and build lifelong skills,” said Mindy Bell, executive director of the School Garden Project of Lane County. “With support from partners like OnPoint, we’re able to expand hands-on learning experiences that inspire healthy habits and a lasting appreciation for the environment.”

Discounts and incentives for greener choices

In addition to supporting environmental nonprofits, OnPoint’s Green Horizons initiative offers members discounts on green auto loans and solar projects and sustainability incentives for employees.

The Green Auto Discount offers 0.25% Annual Percentage Rate (APR)* off auto loan rates for new or used electric or hybrid vehicles financed through OnPoint, with additional incentives available through Oregon and Washington programs. Through Green Horizons, homeowners can receive a 0.25% discount off the EquityFlex Fixed Portion APR** when using an EquityFlex Line of Credit to finance solar panels, with additional savings available through state and local incentives

OnPoint encourages its employees to make sustainable choices through telecommuting programs and environmentally focused employee volunteer opportunities.

For more information about OnPoint’s investment in building a greener future, please visit: onpointcu.com/green-horizons.

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About OnPoint Community Credit Union

OnPoint Community Credit Union is the largest credit union headquartered in Oregon, serving more than 645,000 members throughout Oregon and southwest Washington. Founded in 1932, OnPoint Community Credit Union’s membership is available to anyone who lives or works in one of 28 Oregon counties (Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler and Yamhill) and who lives, works, worships, or attends school in one of four Washington counties (Clark, Cowlitz, Lewis, and Skamania), and their immediate family members. OnPoint Community Credit Union is federally insured by the National Credit Union Administration (NCUA). More information is available at onpointcu.com.

Federally insured by NCUA. Equal Housing Opportunity.

*Vehicles meeting OnPoint’s Green Auto Discount standards receive a 0.25% discount off stated APR (Annual Percentage Rate). All OnPoint loans are subject to credit terms and approval. Discount does not apply to existing OnPoint auto loans. 

**Receive a 0.25% discount off stated EquityFlex Fixed Portion APR when proceeds are used to purchase solar panels. Review of purchase order or invoice required to qualify. Discount applies to invoice/purchase order amount, not to exceed $12,000. 

As Oregon Home Listings Rise And Sales Slow, OnPoint Community Credit Union Offers Guidance For Homeowners Navigating The Market This Spring (Photo) - 04/07/26

Preparation, timing and understanding the process are key as more homeowners sell and buy at the same time

PORTLAND, Ore. – Spring is the home-selling season across Oregon and southwest Washington, but this year’s market is shifting. Rising inventory is giving buyers more leverage and creating new challenges for homeowners navigating both a sale and a purchase. New listings are up 14% compared to last year, according to the latest Redfin data. Conditions may improve for sellers, however, as mortgage rates have eased to about 6.5%.

“We spend a lot of time talking about first-time homebuyers, but there’s another group that needs just as much attention,” said Landon Anson, mortgage loan officer at OnPoint Community Credit Union. “Existing homeowners selling one home while purchasing another are navigating two major transactions at once. They’re balancing timing, financing and market conditions on both sides of the deal, which can be especially challenging in a shifting market.”

To help homeowners navigate the process, OnPoint highlights several key considerations:

1. Start with the right team. While many buyers begin with a lender, homeowners planning to sell and buy should first connect with a real estate agent. An agent can help estimate a home’s value, outline potential sale proceeds and identify steps needed to prepare the home for market.  

2. Understand the timeline and plan for overlap. Buying and selling at the same time involves multiple moving parts. One common approach is a contingent pre-approval, where a new home purchase depends on the sale of the current home. Sellers may negotiate a rent-back period to bridge timing gaps. This allows sellers to remain in their home temporarily after closing while they finalize their new home purchase.

3. Prepare for upfront costs. Getting a home ready to sell often requires repairs or updates. Homeowners may use savings, but some choose to leverage a home equity line of credit (HELOC) to cover these costs and preserve cash for their next purchase.

4. Know that proceeds can be recaptured. If savings are used to prepare a home for sale, those funds can often be replenished once the home sells. Understanding how proceeds will be used, including for a down payment on a next home, is critical to planning with confidence.

5. Explore alternative strategies. Some homeowners may qualify to purchase a new home before selling their current one. This can reduce timing pressure and allow sellers to prepare and list their home after they have already moved.

“There are a lot of moving parts, and it can feel overwhelming,” Anson said. “That is why it’s so important to have a lender and a real estate agent working together. At OnPoint, we stay aligned throughout the process to help homeowners understand their options so they can move forward with confidence.”

OnPoint provides personalized mortgage guidance, financial tools and local market insight to support homeowners throughout the buying and selling journey. Learn more at www.onpointcu.com.

About OnPoint Community Credit Union

OnPoint Community Credit Union is the largest credit union headquartered in Oregon, serving more than 645,000 members throughout Oregon and southwest Washington. Founded in 1932, OnPoint Community Credit Union’s membership is available to anyone who lives or works in one of 28 Oregon counties (Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler and Yamhill) and who lives, works, worships, or attends school in one of four Washington counties (Clark, Cowlitz, Lewis, and Skamania), and their immediate family members. OnPoint Community Credit Union is federally insured by the National Credit Union Administration (NCUA). More information is available at onpointcu.com.

Federally insured by NCUA. Equal Housing Opportunity.

OnPoint Community Credit Union Opens First Branch In West Eugene, Fourth Overall In Lane County (Photo) - 04/03/26

PORTLAND, Ore. — OnPoint Community Credit Union will open its fourth branch in Lane County on Wednesday, April 8th, 2026. The newest location will be inside Fred Meyer at 3333 W. 11th Ave. OnPoint will donate $5,000 to The Children's Legacy Foundation Network and host a community grand opening event on May 9 to celebrate the new branch.

“West Eugene is a vibrant and growing part of the community, and we’re excited to expand our presence here,” said Dayne Sorensen, assistant vice president/area manager for the Mid-Willamette Valley, OnPoint Community Credit Union. “Opening this branch inside Fred Meyer allows us to meet people where they already are and provide convenient, in-person support for members and local businesses. It’s another step in our long-term commitment to investing in Lane County and the communities we serve.”

The West Eugene Branch will provide a comprehensive suite of financial services, including:

• Full member account support
• New membership enrollment
• Personal and commercial loans
• Home and equity lending
• Financial planning
• ATM services
• Notarization

OnPoint also offers free, one-on-one financial counseling, debt management support and educational resources through its partnership with GreenPath Financial Wellness.

Community invited to grand opening celebration

The community is invited to join OnPoint’s grand opening celebration on May 9 from 9 a.m. to 1 p.m. Guests can meet the branch team and explore the new space.

Local leadership and community connection

Adriel Pickar will lead the new branch as branch manager. She has more than eight years of experience in the credit union industry.

“West Eugene is home for me, so being able to serve members right here in my own community is especially rewarding,” Pickar said. “I’m excited to help people reach their financial goals while building lasting relationships with the families, businesses and organizations that make this area thrive.”

Pickar lives in West Eugene and is deeply involved in the local community. She serves on the boards of the Springfield Education Foundation and Children’s Legacy Foundation Network, to which OnPoint donated $5,000 in honor of the branch’s opening. Pickar was recently named one of the Eugene Chamber of Commerce’s 20 Under 40 in 2025.

OnPoint’s donation to The Children's Legacy Foundation Network will help support underserved children in Lane County through the nonprofit’s grant programming, which helps fund local organizations that share their mission.

“We are incredibly grateful to OnPoint for this donation and their partnership,” said Dylan Bunten, board president of The Children’s Legacy Foundation Network. “This donation will help us continue creating opportunities for children in Lane County and investing in a stronger future for our community.”

Continued investment in banking access

OnPoint has opened three branches across Oregon and Southwest Washington, including the West Eugene branch, since January 2026. The new branches expand on OnPoint’s commitment to increasing access to in-person banking services. OnPoint previously embarked on the largest branch expansion in credit union history in 2021 when it opened 20 branches within Fred Meyer in one year.

Click here to view the full list of OnPoint's nearly 60 branches, as well as 70,000 surcharge-free ATMs nationwide.

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About OnPoint Community Credit Union

OnPoint Community Credit Union is the largest credit union headquartered in Oregon, serving more than 645,000 members and with assets of $9.6 billion. Founded in 1932, OnPoint Community Credit Union’s membership is available to anyone who lives or works in one of 28 Oregon counties (Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler and Yamhill) and four Washington counties (Cowlitz, Clark, Lewis and Skamania). OnPoint Community Credit Union is federally insured by the National Credit Union Administration (NCUA). More information is available at OnPointCU.com.