New Report Finds One-third Of Auto Loans Now Exceed Six Years; OnPoint Community Credit Union Shares Guidance (Photo) - 06/03/26

PORTLAND, Ore. — OnPoint Community Credit Union is encouraging auto buyers in Oregon and southwest Washington to carefully evaluate financing options as a new report shows that affordability pressures continue to shape the car-buying market.

Experian’s Q1 2026 State of the Automotive Finance Market Report found more than one-third of auto loans now exceed six years as more consumers stretch repayment terms to manage higher vehicle prices and monthly payments. The report also found average loan amounts, monthly payments and loan terms all increased year-over-year, while refinance activity grew as borrowers searched for ways to lower monthly costs.

“Consumers are increasingly focused on lowering auto loan costs in the short term as interest rates and vehicle prices remain high,” said Meredith Bureau, Hillsdale branch manager, OnPoint Community Credit Union. “We encourage buyers to also consider the long-term cost of financing a vehicle by comparing financing options, understanding how loan terms impact total interest paid and choosing a car that fits comfortably within their budget.”

Below are OnPoint’s tips for helping people in Oregon and southwest Washington navigate today’s auto market:

1. Avoid stretching loan terms too far. Longer loan terms can make higher-priced vehicles feel more affordable upfront, but they increase total borrowing costs over time. For example, financing a $40,000 vehicle at 7% interest over 84 months instead of 60 months could add nearly $4,700 in additional interest over the life of the loan. Focus on the total cost of the loan and consider a lower-priced vehicle or larger down payment when possible.
2. Get pre-approved before shopping. Knowing how much you can afford before visiting a dealership can help you shop with confidence and stick to cars that are within your budget. Pre-approval also provides a clearer picture of the interest rate and loan terms you may qualify for.
3. Know your budget before visiting the dealership. Buyers should also factor in insurance, fuel, maintenance and registration costs as loan amounts and monthly payments rise. AAA’s 2025 Your Driving Costs study found the average annual cost of owning and operating a new vehicle was $11,577 per year or about $965 per month.
4. Consider and compare financing and refinancing options. Experian’s report found that consumers who refinanced in Q1 2026 lowered their average interest rate from 10.29% to 8.05%, saving an average of $81 per month. Those who refinanced with credit unions saved an average of $101 per month, compared to $60 for those who refinanced with banks.
5. Check your credit ahead of time. Interest rates remain elevated compared to pre-pandemic levels, making credit scores especially important for buyers seeking lower financing costs. The Federal Reserve reported average interest rates on 60-month new car loans remained above 7% entering 2025.  Even a 1% difference in the interest rate can translate into thousands of dollars in additional interest paid over the life of a loan.

“Comparing financing options, understanding interest costs and choosing a vehicle that fits both your budget and lifestyle can help you feel more financially confident long after leaving the dealership,” Bureau added. “Taking time to plan ahead and understand the full cost of ownership can help buyers avoid financial stress down the road.”

OnPoint offers auto loans for new and used vehicles, refinancing options and educational resources to help consumers make informed borrowing decisions. For more information about OnPoint auto loans, visit www.onpointcu.com/auto-loans.

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About OnPoint Community Credit Union

OnPoint Community Credit Union is the largest credit union headquartered in Oregon, serving more than 648,000 members throughout Oregon and southwest Washington. Founded in 1932, OnPoint Community Credit Union’s membership is available to anyone who lives or works in one of 28 Oregon counties (Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler and Yamhill) and who lives, works, worships, or attends school in one of four Washington counties (Clark, Cowlitz, Lewis, and Skamania), and their immediate family members. OnPoint Community Credit Union is federally insured by the National Credit Union Administration (NCUA). More information is available at onpointcu.com.

Federally insured by NCUA. Equal Housing Opportunity.

Four Local Educators Have Mortgage Or Rent Paid For One Year Through OnPoint’s Prize For Excellence In Education (Photo) - 05/22/26

Award includes school donations to support local classrooms

PORTLAND, Ore. — OnPoint Community Credit Union has announced the four winners of the 2026 OnPoint Prize for Excellence in Education Educator of the Year awards, who will each have their mortgage or rent paid for a year:

• K-5 Educator of the Year: Ashley Reich, 4th-grade teacher at Holt Elementary School in Eugene, Ore.
• 6-8 Educator of the Year: Mikael Benson, 6th-8th grade Math and Gardening teacher at Harrison Park Middle School in Portland, Ore.
• 9-12 Educator of the Year: Stephanie Fitzgerald, 9th-12th grade Mathematics, Leadership and Education 101 teacher at Colton High School in Colton, Ore.
• Gold Star Educator of the Year: Kali Dalton, Counselor at Coweeman Middle School in Kelso, Wash.

OnPoint will pay the mortgage or rent for a year for each of the four Educators of the Year. They will also each receive $2,500 for their schools. The four runners-up will receive $5,000 each and $1,500 for their schools.

“Great educators do much more than teach lessons. They encourage students to believe in themselves and create meaningful connections that last far beyond the classroom,” said Rob Stuart, president and chief executive officer, OnPoint Community Credit Union. “This year’s honorees demonstrate extraordinary dedication, compassion and leadership, and we are proud to celebrate the lasting impact they have on their students, schools and communities.”

The OnPoint Prize for Excellence in Education has awarded more than $1 million in prizes to more than 350 local educators and schools since 2010. The 2026 campaign will award an additional $193,000 to deserving K-12 educators and schools.

2026 Educators of the Year

The four winners of the 2026 OnPoint Prize for Excellence in Education Educator of the Year awards are:

K-5 Educator of the Year – Ashley Reich

4th grade, Holt Elementary School, Eugene, Ore.

Reich’s teaching philosophy is rooted in her belief that students learn best when they feel safe, valued and are genuinely excited to be in the classroom. Her 20-year teaching career has included high-needs schools, so she knows each child comes to her with different challenges and experiences. Reich ensures every one of them knows they belong and are accepted by building strong relationships with every student. She is known for celebrating each of their individual cultures, backgrounds and identities.

Reich established the Holt Student Council for 4^th and 5^th-graders, giving students meaningful opportunities to lead and use their voices. And she works with other Holt teachers, counselors and administrators every year to identify students who need winter coats. To date, that effort has delivered nearly 1,000 coats to students in need.

6-8 Educator of the Year – Mikael Benson

6^th-8^th grade Math and Gardening, Harrison Park Middle School, Portland, Ore.

Benson may be best known by his students for his intentionally quirky style. Think shorts with black socks, a math-inspired Hawaiian shirt and a dozen pens dangling from a lanyard. He leans into humor, knowing the laughter and energy it sparks help set a welcoming tone in his classroom. Benson believes that when students feel at ease, they’re more willing to take risks, challenge ideas, make mistakes and learn from them.

While his approach is playful, Benson’s commitment to his students is anything but. He works deliberately to ensure every student feels included and supported. Benson also revitalized the school’s outdoor learning garden, transforming it into a hands-on space where students explore soil science, teamwork, recycling and environmental care. In 2025, he organized a plant sale that raised more than $6,000, the highest amount the school has ever generated in a single year.

9-12 Educator of the Year – Stephanie Fitzgerald

9^th-12^th grade Mathematics, Leadership and Education 101, Colton High School, Colton, Ore.

In Fitzgerald’s classroom, mathematics isn’t taught as a set of procedures. It’s a way of thinking. She emphasizes problem-solving, perseverance and real-world application, helping students see math as something to actively engage with rather than simply complete. Fitzgerald’s students apply what they learn through hands-on experiences, such as making necklaces or simulating the car-buying process, giving them a deeper understanding of math’s relevance beyond the classroom.

She collaborated with another teacher to design an “Education 101” class for Colton students interested in teaching. In 2023, Fitzgerald chose to pursue a second master’s degree to expand dual-credit math opportunities for students. Since then, she has assumed responsibility for nearly every math course offered at the school while also serving as the leadership teacher, drama coach, junior class advisor and a mentor for new teachers.

Gold Star Educator of the Year – Kali Dalton

Counselor, Coweeman Middle School, Kelso, Wash.

Dalton knew she wanted to be an educator from an early age and gave a lot of thought to how she could have the greatest impact as an adult in a school environment. Today, she strives to ensure school is a safe and welcoming space for students, where they feel comfortable sharing their concerns with her and confident exploring what they want to do in life. Dalton says her role as a school counselor is to be that present, consistent adult, filled with compassion.

When Dalton saw a lack of social and emotional learning curriculum at her school, she spoke up and helped develop a scope and lessons now available to all students. She also led a team that created her school’s “Menu of Services,” started “Coffee with the Counselor” for parents and was a key leader in starting a mentorship program at her school.

2026 Educator of the Year Runners-up

OnPoint will also award a $5,000 cash prize to each of the following 2026 runners-up and make a $1,500 donation to their schools for resources and supplies.

K-5 Educator of the Year Runner-up – Sam Wishart

1st Grade, City View Charter School, Hillsboro, Ore.

6-8 Educator of the Year Runner-up – Kristine Napper

6-8^th Grade Social Studies, Whitford Middle School, Beaverton, Ore.

9-12 Educator of the Year Runner-up – Heidi Friesen

9-12^th Grade Chemistry and Physics, Bend Senior High, Bend, Ore.

Gold Star Educator of the Year Runner-up – Yaneira Romero

Social Worker, James John Elementary, Portland, Ore.

Five Schools Receive Community Builder Awards

The 2026 OnPoint Prize for Excellence in Education also awarded one Oregon school $5,000 and four Oregon and southwest Washington schools $2,000 in Community Builder grants for special projects that enrich their communities:

Grand Prize Winner – $5,000 Community Builder Award

• Cedar Ridge Middle School: Kiln for Kids (Oregon Trail School District, Sandy, Ore.)

$2,000 Community Builder Award Winners

• Carus Elementary: Community Garden Space (Canby School District, Oregon City, Ore.)
• Mapleton School District: Community Makerspace Initiative (Mapleton, Ore.)
• Rex Putnam High School: Indoor Percussion Drum Replacement (North Clackamas School District, Milwaukie, Ore.)
• Woodland High School: Postsecondary Exploration Field Trips (Woodland Public Schools, Woodland, Wash.)

Click here to read more about this year's Community Builder winners, which OnPoint announced on May 6, 2026.

Honoring Founders' Legacy of Excellence in Education

Founded by 16 schoolteachers in 1932, OnPoint continues to honor its legacy today by improving access to quality education for everyone. Click here to learn more.

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About OnPoint Community Credit Union

OnPoint Community Credit Union is the largest credit union headquartered in Oregon, serving more than 648,000 members throughout Oregon and southwest Washington. Founded in 1932, OnPoint Community Credit Union’s membership is available to anyone who lives or works in one of 28 Oregon counties (Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler and Yamhill) and who lives, works, worships, or attends school in one of four Washington counties (Clark, Cowlitz, Lewis, and Skamania), and their immediate family members. OnPoint Community Credit Union is federally insured by the National Credit Union Administration (NCUA). More information is available at onpointcu.com.

Federally insured by NCUA. Equal Housing Opportunity.

Four Local Educators Have Mortgage Or Rent Paid For One Year Through OnPoint’s Prize For Excellence In Education (Photo) - 05/22/26

Award includes school donations to support local classrooms

PORTLAND, Ore. — OnPoint Community Credit Union has announced the four winners of the 2026 OnPoint Prize for Excellence in Education Educator of the Year awards, who will each have their mortgage or rent paid for a year:

• K-5 Educator of the Year: Ashley Reich, 4th-grade teacher at Holt Elementary School in Eugene, Ore.
• 6-8 Educator of the Year: Mikael Benson, 6th-8th grade Math and Gardening teacher at Harrison Park Middle School in Portland, Ore.
• 9-12 Educator of the Year: Stephanie Fitzgerald, 9th-12th grade Mathematics, Leadership and Education 101 teacher at Colton High School in Colton, Ore.
• Gold Star Educator of the Year: Kali Dalton, Counselor at Coweeman Middle School in Kelso, Wash.

OnPoint will pay the mortgage or rent for a year for each of the four Educators of the Year. They will also each receive $2,500 for their schools. The four runners-up will receive $5,000 each and $1,500 for their schools.

“Great educators do much more than teach lessons. They encourage students to believe in themselves and create meaningful connections that last far beyond the classroom,” said Rob Stuart, president and chief executive officer, OnPoint Community Credit Union. “This year’s honorees demonstrate extraordinary dedication, compassion and leadership, and we are proud to celebrate the lasting impact they have on their students, schools and communities.”

The OnPoint Prize for Excellence in Education has awarded more than $1 million in prizes to more than 350 local educators and schools since 2010. The 2026 campaign will award an additional $193,000 to deserving K-12 educators and schools.

2026 Educators of the Year

The four winners of the 2026 OnPoint Prize for Excellence in Education Educator of the Year awards are:

K-5 Educator of the Year – Ashley Reich

4th grade, Holt Elementary School, Eugene, Ore.

Reich’s teaching philosophy is rooted in her belief that students learn best when they feel safe, valued and are genuinely excited to be in the classroom. Her 20-year teaching career has included high-needs schools, so she knows each child comes to her with different challenges and experiences. Reich ensures every one of them knows they belong and are accepted by building strong relationships with every student. She is known for celebrating each of their individual cultures, backgrounds and identities.

Reich established the Holt Student Council for 4^th and 5^th-graders, giving students meaningful opportunities to lead and use their voices. And she works with other Holt teachers, counselors and administrators every year to identify students who need winter coats. To date, that effort has delivered nearly 1,000 coats to students in need.

6-8 Educator of the Year – Mikael Benson

6^th-8^th grade Math and Gardening, Harrison Park Middle School, Portland, Ore.

Benson may be best known by his students for his intentionally quirky style. Think shorts with black socks, a math-inspired Hawaiian shirt and a dozen pens dangling from a lanyard. He leans into humor, knowing the laughter and energy it sparks help set a welcoming tone in his classroom. Benson believes that when students feel at ease, they’re more willing to take risks, challenge ideas, make mistakes and learn from them.

While his approach is playful, Benson’s commitment to his students is anything but. He works deliberately to ensure every student feels included and supported. Benson also revitalized the school’s outdoor learning garden, transforming it into a hands-on space where students explore soil science, teamwork, recycling and environmental care. In 2025, he organized a plant sale that raised more than $6,000, the highest amount the school has ever generated in a single year.

9-12 Educator of the Year – Stephanie Fitzgerald

9^th-12^th grade Mathematics, Leadership and Education 101, Colton High School, Colton, Ore.

In Fitzgerald’s classroom, mathematics isn’t taught as a set of procedures. It’s a way of thinking. She emphasizes problem-solving, perseverance and real-world application, helping students see math as something to actively engage with rather than simply complete. Fitzgerald’s students apply what they learn through hands-on experiences, such as making necklaces or simulating the car-buying process, giving them a deeper understanding of math’s relevance beyond the classroom.

She collaborated with another teacher to design an “Education 101” class for Colton students interested in teaching. In 2023, Fitzgerald chose to pursue a second master’s degree to expand dual-credit math opportunities for students. Since then, she has assumed responsibility for nearly every math course offered at the school while also serving as the leadership teacher, drama coach, junior class advisor and a mentor for new teachers.

Gold Star Educator of the Year – Kali Dalton

Counselor, Coweeman Middle School, Kelso, Wash.

Dalton knew she wanted to be an educator from an early age and gave a lot of thought to how she could have the greatest impact as an adult in a school environment. Today, she strives to ensure school is a safe and welcoming space for students, where they feel comfortable sharing their concerns with her and confident exploring what they want to do in life. Dalton says her role as a school counselor is to be that present, consistent adult, filled with compassion.

When Dalton saw a lack of social and emotional learning curriculum at her school, she spoke up and helped develop a scope and lessons now available to all students. She also led a team that created her school’s “Menu of Services,” started “Coffee with the Counselor” for parents and was a key leader in starting a mentorship program at her school.

2026 Educator of the Year Runners-up

OnPoint will also award a $5,000 cash prize to each of the following 2026 runners-up and make a $1,500 donation to their schools for resources and supplies.

K-5 Educator of the Year Runner-up – Sam Wishart

1st Grade, City View Charter School, Hillsboro, Ore.

6-8 Educator of the Year Runner-up – Kristine Napper

6-8^th Grade Social Studies, Whitford Middle School, Beaverton, Ore.

9-12 Educator of the Year Runner-up – Heidi Friesen

9-12^th Grade Chemistry and Physics, Bend Senior High, Bend, Ore.

Gold Star Educator of the Year Runner-up – Yaneira Romero

Social Worker, James John Elementary, Portland, Ore.

Five Schools Receive Community Builder Awards

The 2026 OnPoint Prize for Excellence in Education also awarded one Oregon school $5,000 and four Oregon and southwest Washington schools $2,000 in Community Builder grants for special projects that enrich their communities:

Grand Prize Winner – $5,000 Community Builder Award

• Cedar Ridge Middle School: Kiln for Kids (Oregon Trail School District, Sandy, Ore.)

$2,000 Community Builder Award Winners

• Carus Elementary: Community Garden Space (Canby School District, Oregon City, Ore.)
• Mapleton School District: Community Makerspace Initiative (Mapleton, Ore.)
• Rex Putnam High School: Indoor Percussion Drum Replacement (North Clackamas School District, Milwaukie, Ore.)
• Woodland High School: Postsecondary Exploration Field Trips (Woodland Public Schools, Woodland, Wash.)

Click here to read more about this year's Community Builder winners, which OnPoint announced on May 6, 2026.

Honoring Founders' Legacy of Excellence in Education

Founded by 16 schoolteachers in 1932, OnPoint continues to honor its legacy today by improving access to quality education for everyone. Click here to learn more.

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About OnPoint Community Credit Union

OnPoint Community Credit Union is the largest credit union headquartered in Oregon, serving more than 648,000 members throughout Oregon and southwest Washington. Founded in 1932, OnPoint Community Credit Union’s membership is available to anyone who lives or works in one of 28 Oregon counties (Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler and Yamhill) and who lives, works, worships, or attends school in one of four Washington counties (Clark, Cowlitz, Lewis, and Skamania), and their immediate family members. OnPoint Community Credit Union is federally insured by the National Credit Union Administration (NCUA). More information is available at onpointcu.com.

Federally insured by NCUA. Equal Housing Opportunity.

OnPoint Community Credit Union Urges Financial Spring Cleaning Amid Ongoing Cost Pressures - 05/19/26

New data shows rising debt and limited emergency savings underscore the need for a financial reset

“Sustained high costs are making it harder for people to build savings or plan ahead,” said Meredith Bureau, Hillsdale branch manager at OnPoint Community Credit Union. “Spring is a good reminder to pause, take stock and get organized to build a stronger financial foundation.” 

Recent data from the Oregon State Treasury underscores just how widespread these financial challenges have become. The 2026 Oregon Financial Wellness Scorecard found nearly three of every four Oregonians are feeling cost pressures, 53% are struggling to pay bills and nearly half are unable to cover a $500 emergency expense. 

In response to these growing challenges, Bureau recommends a few practical ways to “spring clean” your finances: 

1. Inventory your finances. Start by listing all bank and retirement accounts, investments, credit cards, loans and medical bills, including balances, due dates and interest rates. Review the last 30–60 days of transactions to identify recurring expenses, such as utilities, subscriptions and credit card payments, and flag any that could be canceled, adjusted or renegotiated. Then, create a simple digital or physical filing system for statements and financial documents so everything is easy to access going forward. 

2. Clear out costly debt. Credit card debt and other high-interest balances can build up quickly, especially with average credit card interest rates at 21%. 

3. Reviewing rates and exploring options such as consolidation, balance transfers or a home equity line of credit (HELOC) may help reduce overall costs and simplify repayment. 

4. Tidy up your payment schedule. Many people are unaware that they can ask their financial institution or service providers to change their payment due dates. Aligning bills with your paydays and setting up automatic payments can create more consistency each month and reduce the risk of fees. 

5. Trim convenience spending. Food delivery, takeout and daily coffee purchases can add up quickly without much notice. Americans spend an average of more than $3,600 on dining out, according to the U.S. Bureau of Labor Statistics. Preparing meals at home more often or limiting discretionary spending can free up money for savings or debt repayment. 

6. Sweep away extra costs from your monthly bills. Cell phone plans, internet service, insurance and medical bills are often more flexible than they seem. Contact providers to ask about lower-cost plans, discounts, billing reviews or available rebates. Small adjustments can free up extra cash. 

7. Declutter with purpose. Research published in the International Journal of Environmental Research and Public Health shows clutter can interfere with financial well-being and contributes to indecision and procrastination, making it harder to stay focused on financial goals and follow through. This spring, take time to clean out closets, garages and storage spaces before making a new purchase. You may free up mental space and uncover items to sell, creating extra cash and reducing unnecessary spending. 

8. Ask for help. Spring is also a good time to check in with a financial expert. Your financial institution can be a valuable resource for getting started and staying on track. OnPoint, for example, offers access to financial experts in person at its 59 branch locations, making it easier to get one-on-one guidance. 

“Small changes can have a meaningful impact,” Bureau said. “The goal isn’t perfection. It’s creating a system that helps you feel more confident and prepared, even when costs remain high.” 

OnPoint Community Credit Union Awards $40,000 In Scholarships To Six Outstanding OSAA Seniors (Photo) - 05/12/26

Scholarship program has awarded more than $180,000 to 43 students since 2019

“These six students represent the very best of Oregon, demonstrating excellence not only in the classroom and athletic competition, but through leadership, perseverance, and service,” said Rob Stuart, president and chief executive officer of OnPoint Community Credit Union. “We are proud to support their next steps and look forward to seeing the impact they will make in their communities and beyond.” 

The OnPoint Scholar Program honors graduating students from OSAA member schools who have earned a 3.50 and above unweighted grade point average (GPA) and have either earned a varsity letter in an OSAA-sanctioned sport or competed in an OSAA-sanctioned activity. The program awards two $10,000 scholarships and four $5,000 scholarships.

$10,000 Scholarship Recipients 

Natalie Kawaguchi 

Mountainside High School, Beaverton School District 

Kiana Cynthia McNeil 

Waldport High School, Lincoln County School District 

Kiana Cynthia McNeil is a standout student-athlete and 2026 valedictorian who has demonstrated exceptional leadership through service and resilience. On the basketball court, McNeil mentors the next generation by officiating youth games, providing individual instruction and organizing a youth basketball camp in partnership with her school’s National Honor Society. In the classroom, she has earned numerous Student of the Year honors while maintaining top academic standing despite the demands of a rigorous schedule. During her senior season, McNeil faced personal adversity when her father was diagnosed with cancer. Despite this, she continued to lead her team to success, recording a quadruple-double, surpassing 1,000 career points and earning first-team all-league honors.

$5,000 winners 

David Villanueva 

David Villanueva is a first-generation Mexican-American student-athlete who emerged as a leader through humility, service and example. Villanueva is a standout in cross country and track and field where he set a school record in the 5,000 meters, qualified for the state championships, and drew interest from Division I programs. He has played a key role in growing participation among Latino students in distance running by mentoring teammates and fostering a strong sense of community within his program. Villanueva also plays the saxophone in band and shares his culture through traditional folk dance performances. In the classroom, he is known for his accountability, collaboration and self-advocacy while managing a rigorous schedule. 

Klamath Union High School, Klamath County School District 

Enterprise High School, Enterprise School District 

Quin Gohr 

Quin Gohr is an exceptional student-athlete and leader who has excelled in academics, athletics, and community involvement. He is a 4.0 student and class valedictorian who is also earning his Associate of Arts through Clatsop Community College. Gohr has served as senior class president, a school board representative and a coordinator for his school’s freshman transition program, demonstrating a commitment to leadership and mentorship. Gohr is a three-sport athlete in football, basketball, and track and field. He has served as a team captain in all three sports, becoming Astoria’s all-time leading scorer in basketball and a state champion in the 400 meters. He also has contributed to community initiatives, helping raise funds for local nonprofits. Gohr plans to study engineering at Oregon State University. 

All graduating seniors who participated in OSAA activities were eligible to apply for a scholarship. Recipients were selected based on letters of recommendation, academic achievement, personal essays highlighting their leadership, community involvement and the impact of OSAA activities on their goals. 

OnPoint Community Credit Union Announces 2026 Prize For Excellence In Education Community Builder Winners And Educator Of The Year Finalists (Photo) - 05/06/26

Five schools will receive cash prizes for special school projects in the 17^th annual OnPoint Prize campaign awards

PORTLAND, Ore. — Five local schools have won the 2026 OnPoint Prize for Excellence in Education Community Builder awards. Each school will receive a cash prize for a special project that positively impacts its school and community.

OnPoint also named the eight finalists for its Educator of the Year awards. Each educator is in the running to have their mortgage or rent paid for one full year and receive $2,500 for their school. The four winners in each category (K-5, 6-8, 9-12, and Gold Star) will be announced on May 20, 2026. The remaining four runners-up in each category will receive a $5,000 cash award and a $1,500 donation to their schools for resources and supplies.

“Across our region, schools and educators are doing incredible work to support students and strengthen their communities,” said Rob Stuart, president and chief executive officer of OnPoint Community Credit Union. “We are inspired by the ways they create welcoming environments, support students as individuals and help them grow with confidence. We are proud to recognize these schools and educators who go above and beyond to shape the next generation.”

The OnPoint Prize for Excellence in Education has awarded more than $1 million in prizes to over 350 local educators and schools since 2010. The 2026 campaign will award an additional $193,000 to deserving K-12 educators and schools.

Learn more about the 2026 Community Builder award winners and Educator of the Year finalists below:

Community Builder Awards
OnPoint has recognized five schools from across the region with its Community Builder awards. Four schools will receive $2,000 from OnPoint for a special project of their choice, and one school determined by online community votes will receive $5,000.

Grand Prize Winner – $5,000 Community Builder Award

Cedar Ridge Middle School: Kiln for Kids (Oregon Trail School District, Sandy, Ore.)

Limited equipment has made it difficult for Cedar Ridge Middle School students to participate in the ceramics program, despite its growing popularity. Winning the $5,000 Community Builder Award allows the school to purchase a new kiln, giving students the opportunity to explore advanced techniques like glazing and sculptural work while building creativity, technical skills and confidence through hands-on learning.

$2,000 Community Builder Award Winners

• Carus Elementary: Community Garden Space (Canby School District, Oregon City, Ore.) Carus Elementary is developing a multi-phase community garden that will feature native plants, outdoor learning spaces and nature play features. The $2,000 award will enable students to learn how to design a garden and gain hands-on experience creating a space that connects them to nature and the community.  
• Mapleton School District: Community Makerspace Initiative (Mapleton, Ore.) Mapleton School District is transforming a former middle school into a community center featuring a makerspace, garden and shared resources. The makerspace will serve as a hub for hands-on learning, creativity and entrepreneurship for both students and community members. The $2,000 award will support initial development, helping create a space where students can explore new skills and contribute to projects that strengthen their rural community.
• Rex Putnam High School: Indoor Percussion Drum Replacement (North Clackamas School District, Milwaukie, Ore.) Rex Putnam seeks to replace outdated marching band drums that are more than 30 years old and no longer functional. The $2,000 award will help provide new instruments, giving students equitable access to quality equipment and supporting student growth, program sustainability and stronger community engagement through performances.
• Woodland High School: Postsecondary Exploration Field Trips (Woodland Public Schools, Woodland, Wash.) Woodland High School plans to take students on visits to trade schools, community colleges and universities to explore postsecondary options. These experiences build awareness, confidence and interest in continuing education, especially for first-generation students. The $2,000 award will help remove financial barriers and provide guided exposure so students can better understand their options and make informed decisions about their futures.

Educator of the Year Finalists (listed by category, then alphabetically by last name)

OnPoint also named its eight finalists for its 2026 Educators of the Year awards today. Winners will have their mortgage or rent paid for one full year and receive $2,500 for each of their schools. The remaining four finalists will receive a $5,000 cash award and a $1,500 donation to their schools for resources and supplies.

K-5 Finalists

• Ashley Reich – 4th grade, Bertha Holt Elementary, Eugene School District 4J
• Sam Wishart – 1st grade, City View Charter School, Hillsboro School District

6-8 Finalists

• Mikael Benson – 6-8th grade Math and Gardening, Harrison Park Middle School, Portland Public Schools
• Kristine Napper – 6-8th grade Social Studies, Whitford Middle School, Beaverton School District

9-12 Finalists

• Stephanie Fitzgerald – 9-12th grade Algebra, Geometry, Pre-Calculus, Colton High School, Colton School District
• Heidi Friesen – 9-12th grade Chemistry and Physics, Bend Senior High, Bend-LaPine School District

Gold Star Finalists (includes pre-kindergarten teachers, school counselors, substitute teachers, librarians, principals or school administrators)

• Kali Dalton – Counselor, Coweeman Middle School, Kelso School District
• Yaneira Romero – Social Worker, James John Elementary, Portland Public Schools

Click here to learn more about OnPoint's finalists for the 2026 Educator of the Year awards. Winners and runners-up will be announced on May 20, and the announcement will be broadcast live on KGW.

Honoring Founders' Legacy of Excellence in Education

Founded by 16 schoolteachers in 1932, OnPoint continues to honor its legacy today by improving access to quality education for everyone. Visit onpointcu.com to learn more.

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ABOUT ONPOINT COMMUNITY CREDIT UNION

OnPoint Community Credit Union is the largest credit union headquartered in Oregon, serving more than 645,000 members throughout Oregon and southwest Washington. Founded in 1932, OnPoint Community Credit Union’s membership is available to anyone who lives or works in one of 28 Oregon counties (Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler and Yamhill) and who lives, works, worships, or attends school in one of four Washington counties (Clark, Cowlitz, Lewis, and Skamania), and their immediate family members. OnPoint Community Credit Union is federally insured by the National Credit Union Administration (NCUA). More information is available at onpointcu.com.

Federally insured by NCUA. Equal Housing Opportunity.