Klamath County Fire District 1 (KCFD1) was recently notified that it has received an improved Public Protection Classification (PPC) score of Class 2 from the Insurance Services Office (ISO) within the Klamath Falls City limits and suburban areas of Klamath Falls, located within 5 road miles of a fire station.

“The improved ISO rating reflects our Fire District’s continued commitment to delivering the best fire and emergency medical services possible with the funding provided, while our department focuses on creating and supporting a work environment that attracts and maintains excellence. The citizens of our community deserve the best, and we continue to put forth efforts to provide that” says Fire Chief Greg Davis.

The comprehensive review from the ISO highlights the outstanding efforts from the staff at KCFD1, Klamath County 911 and our local water purveyors.

KCFD1 previously scored an ISO rating of Class 3. “Achieving an ISO Class 2 rating is a significant accomplishment for our Fire District, and the improved mark represents a major accomplishment” says KCFD1 Board President Gloria Storey.

Nationwide, less than 2% of all fire departments achieve an ISO rating of 2 or lower. Currently, in the State of Oregon, there are no communities with an ISO Class 1 rating. 

What does this mean for our community? The new Class 2 rating may result in a decrease in annual fire insurance premiums within portions of the KCFD1 fire response area. Residential and commercial property owners are encouraged to contact their insurance providers to inquire if their premiums will be impacted by the improved classification rating. It’s important to understand that each insurance company independently determines the premiums it charges its policyholders. The new ISO Class 2 rating will go into effect on March 1, 2025.

ISO is an independent company that provides underwriting, ratings, and statistical information to the property and casualty insurance industry in the United States. When conducting an ISO review, ISO collects information about a community’s public fire protection capabilities and analyzes the data using its Fire Suppression Rating Schedule - which quantifies the community’s fire suppression resources, risk reduction programs, 911 capabilities and water supply systems.