Oregon Gov. Tina Kotek Proclaims Oct. 19-23 Community Bank Week (Photo) - 10/20/26

Media Contest Invites Oregon High School Students To Promote Heat Illness Prevention For Young Workers; Entries Due Feb. 12, 2027 (Photo) - 10/20/26

Portland Event Will Offer Educational Opportunities To Increase Worker Safety, Health In Pulp, Paper, Forest Products, And Other Industries (Photo) - 10/20/26

Improving worker safety and health in Oregon’s pulp, paper, and forest products industries will get the spotlight during a conference held Dec. 1-4 in Portland. Attendees will have opportunities to connect with each other, and to refresh their safety and health knowledge and skills. Topics include confined space safety, effective communication, safety leadership, electrical safety, control of hazardous energy, and fall protection.

Although the 34th annual Western Pulp, Paper & Forest Products Safety & Health Conference focuses on safety and health issues in the pulp, paper, and forest products industries, the event also offers learning opportunities that apply to many other workplaces. Those sessions include nutrition and wellness in the workplace, tools for creating effective safety committees, and resources for improving driver safety.

The Oregon Occupational Safety and Health Division (Oregon OSHA) is one of several partners presenting the four-day conference at the Holiday Inn Portland – Columbia Riverfront in Portland.

The conference will feature a keynote presentation on Tuesday, Dec. 1, that will highlight the history of the Western Pulp, Paper & Forest Products Safety & Health Conference as well as delve into the many reasons why working safely matters.

Conference sessions include:

• Hazardous Line Breaking: Program Overview and Best Practices
• Process Opening vs. Hazardous-Line Breaking: Definitions, Program Overview, and Best Practices Discussion
• Distractions in the Workplace
• American Heart Adult CPR/AED and First Aid
• Steam Hammer and Water/Condensate-Induced Water Hammer Safety
• Proven Strategies for Improving Interactions
• Hand Safety
• Mobile Equipment and Pedestrian Interaction Safety Improvement
• Synthetic Ropes in the Forest Products Industry

The registration fee is $480 to attend the full conference. The fee to attend one day – Tuesday, Wednesday, or Thursday – is $160. It is $60 for Friday. To register, go to safetyseries.cventevents.com/wppfp26.

If you have questions or need help registering, call the Oregon OSHA Conference Section at 503-947-7411, or email oregon.conferences@dcbs.oregon.gov.

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About Oregon OSHA:

Oregon OSHA, a division of the Department of Consumer and Business Services, enforces the state's workplace safety and health rules and works to improve workplace safety and health for all Oregon workers. For more information, go to osha.oregon.gov.

The Department of Consumer and Business Services is Oregon's largest business regulatory and consumer protection agency. For more information, go to www.oregon.gov/dcbs/.

Oregon Joins $2.5 Million Settlement With Crypto Kiosk Operator (Photo) - 10/19/26

Salem – The Oregon Division of Financial Regulation and 33 other state financial regulatory agencies have reached a $2.5 million settlement with Coinme Inc., a Seattle-based cryptocurrency money transmitter and kiosk operator, for violations of the Bank Secrecy Act (BSA) and anti-money laundering (AML) laws that safeguard the financial system from illicit use.

Under the terms of the settlement, Coinme has agreed to terminate its virtual currency kiosk operations by Jan. 1, 2027, or face an additional $4 million penalty. The settlement amount will be allocated among participating states based on transaction volume. Oregon will receive $101,425.34 as part of the settlement.

In addition, Coinme has agreed to hire an independent consultant to review the comprehensiveness and effectiveness of its BSA/AML program and submit a report to the states within six months. Coinme will have 12 months to correct any deficiencies found in the review after the report is filed.

“State regulation of money services exists to protect consumers from scams and bad actors,” DFR Administrator TK Keen said. “DFR will continue to take action against companies that pose unfair risks to Oregon consumers.”

Cryptocurrency kiosks are frequently used in connection with fraud and other criminal activities, so DFR urges caution before consumers use kiosks.

“Nobody legitimate, be it the IRS, a utility, a bank, or a sweetheart you’ve never met, will tell you to feed money into a cryptocurrency kiosk,” Keen said. “If someone does, stop and call local law enforcement.”

Consumers can visit NMLS Consumer Access to verify that a company is licensed to do business in Oregon and can view if there are past enforcement actions against the company or individual.

If you believe you have been a victim of fraud or have questions, you can reach out to one of DFR’s consumer advocates at 888-877-4894 (toll-free) or email dfr.financialserviceshelp@dcbs.oregon.gov.

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About Oregon DFR: The Division of Financial Regulation protects consumers and regulates insurance, depository institutions, trust companies, securities, and consumer financial products and services. The division is part of the Department of Consumer and Business Services, Oregon’s largest consumer protection and business regulatory agency. Visit dfr.oregon.gov and dcbs.oregon.gov.

Beaverton Contractor Fined $317,587 For Repeated Job Safety Violations (Photo) - 10/15/26

The Oregon Occupational Safety and Health Division (Oregon OSHA) has fined a Beaverton construction company $317,587 for repeatedly violating job safety requirements, including failing to protect workers from fall hazards that could seriously injure or kill them.
 

The division cited Luka’s General Construction LLC after an inspection of a jobsite in Molalla where work was being done on the roof of a two-story house.
 

The company did not implement any fall protection system to protect employees from a potential fall hazard of as much as 19 feet, according to Oregon OSHA’s findings. The employees were working with their full-body fall protection harnesses on, but they had not connected them to any fall protection anchor. Luka’s General Construction violated an Oregon OSHA rule requiring employers to provide, install, and implement fall protection systems where employees are exposed to a hazard of falling 6 feet or more to a lower level.
 

In another violation, the company was cited for failing to ensure a ladder extended at least 3 feet above the roof level surface to allow workers to safely mount and dismount the ladder at the top. In yet another violation, the company did not have certification records verifying employees were trained in how to recognize fall hazards and the procedures to be followed to minimize those fall hazards.
 

The failure to implement any fall protection system and ladder violations were both fifth-repeat violations committed by the company. In this instance, the fifth-repeat violations mean the company was caught violating these safety requirements for the sixth time in less than two years. The violations carry penalties of $167,294 and $138,146, respectively. The certification violation was a first-repeat violation, carrying a penalty of $12,147.
 

Under Oregon OSHA’s rules, penalties multiply when employers commit repeat offenses.

Under the Oregon Safe Employment Act, workers have a right to safe and healthy working conditions, and to raise concerns free of retaliation. The law requires employers to create and maintain safe and healthy workplaces.
 

In the construction industry, falls are one of the leading causes of death.
 

“Any employer who directs employees to work at heights must address potential fall hazards, with an emphasis on prevention,” said Renée Stapleton, administrator for Oregon OSHA. “To repeatedly fail to do so only increases the risk that a worker will be seriously injured or killed.”

Oregon OSHA’s enforcement program is rooted in prevention. The division requires employers to correct violations. Luka's General Construction corrected the fall protection and ladder violations. It is under an order to correct the certification violation.

Employers have 30 calendar days after receiving a citation to file an appeal. Luka’s General Construction filed an appeal.
 

Employers are encouraged to use free resources – available now from Oregon OSHA and involving no fault, no citations, and no penalties – for help protecting their employees:
 

Consultation services – Provides free help with safety and health programs, including how to control and eliminate hazards, and hands-on training.

• Phone (toll-free in Oregon): 800-922-2689
• Field offices
• Online
• Email: consult.web@dcbs.oregon.gov

Technical staff – Helps employers understand requirements and how to apply them to their worksites.

• Phone (toll-free in Oregon): 800-922-2689
• Online
• Email: tech.web@dcbs.oregon.gov

Oregon OSHA also offers free fall protection video training in English and Spanish, and key information for employers and workers.
 

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About Oregon OSHA: Oregon OSHA enforces the state’s workplace safety and health rules and works to improve workplace safety and health for all Oregon workers. The division is part of the Department of Consumer and Business Services, Oregon’s largest consumer protection and business regulatory agency. Visit osha.oregon.gov and dcbs.oregon.gov.

Wildfire-impacted Oregonians Facing Insurance Nonrenewals Invited To Attend Statewide Open Houses (Photo) - 10/14/26

Oregon Division Of Financial Regulation Keeps Pause On Cancellations In Place By Extending Wildfire Emergency Order Another 30 Days (Photo) - 09/29/26

DFR Warns Of “self-funded” Limited-partner Health Plans (Photo) - 09/22/26

Salem – The Oregon Division of Financial Regulation (DFR) is warning consumers to carefully review health insurance coverage offered through “self-funded” limited-partner plans or other unlicensed entities.

Oregonians should exercise caution before enrolling in a limited partner plan. Companies may offer plans that refer to consumers as “limited partners” or “employees” to avoid Oregon consumer-protection regulations. Many limited partner plans cover only preventive care, such as check-ups and annual health screenings. The plans tempt consumers with promises of low premium costs. However, consumers often end up with higher out-of-pocket costs due to uncovered medical bills. With open enrollment rapidly approaching, it is important to know what the difference is between these plans and standard plans. Open enrollment, which begins Nov. 1 and goes through Jan. 15, is for those who do not get insurance through their job, Medicare, or the Oregon Health Plan.

DFR warned of these plans back in April. They are not compliant with the Affordable Care Act (ACA) and do not provide comprehensive medical coverage, although they may be marketed otherwise. This leaves consumers with the possibility of being unexpectedly responsible for unpaid medical bills. Individual health plans that comply with the ACA are available only through a licensed insurance agent or through the Oregon Health Insurance Marketplace. Consumers should pay close attention to ensure that they are on the “.gov” website as there are other websites with similar web addresses that offer non-ACA-compliant plans.

“Consumers should remember the adage that if a deal looks too good to be true, it probably is,” said Oregon Insurance Commissioner TK Keen. “If a health insurance policy offers unusually low premiums and low deductibles yet promises full or unlimited coverage, be skeptical.”

Red flags to look for include:

• A salesperson marketing limited partner plans or other “ERISA plans” directly to consumers
• A salesperson claiming they do not need a license because their product is not insurance or is exempt from regulation
• A salesperson offering to sign you up outside open enrollment and without eligibility for a special enrollment period
• A health insurance plan seeming abnormally cheap or referencing “stop-loss” insurance
• A group issuing coverage with minimal requests about an applicant’s health
• A company attempting to quickly collect a large amount of premium
• A company delaying or denying claims and making excuses for failure to pay

Before providing an insurance sales agent with any payment or personal information, DFR encourages consumers to request the agent’s full name and National Producer Number. Consumers can verify the agent’s licensure status by visiting DFR’s check a license webpage.

DFR urges Oregonians to be careful when choosing a company to purchase health care coverage from. Organizations and health plans that DFR and other state regulators have identified as having marketed limited partner or self-funded coverage include:

• Socios Buenos, LP aka Vista Health
• Affordable Benefit Choices LLC
• LP Management Services, LLC
• Aither Healthcare Competitive Health
• NXT Level Health
• Multiplan PHCS Network
• Verdegard Administrators, LLC fka Hawaii Mainland Administrators, LLC
• Pioneer Health/Innovative Healthcare Solutions
• ClearShare Health and Clearwater Benefits LLC
• Emergency Management Alliance
• Premier Health Solutions
• Strategic Limited Partners, LP
• The Vitamin Patch, LLC

Consumers who believe they may have been deceived or have questions can contact our consumer advocates at 1-888-877-4894 (toll-free) or email dfr.insurancehelp@dcbs.oregon.gov.

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About Oregon DFR: The Division of Financial Regulation protects consumers and regulates insurance, depository institutions, trust companies, securities, and consumer financial products and services. The division is part of the Department of Consumer and Business Services, Oregon’s largest consumer protection and business regulatory agency. Visit dfr.oregon.gov and dcbs.oregon.gov.