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Joyce Becker, a member of Fibre Federal Credit Union, won $5,000 and built her savings with Save to Win
Joyce Becker, a member of Fibre Federal Credit Union, won $5,000 and built her savings with Save to Win
Washington Credit Unions' "Save to Win" Accounts Changing Lives (Photo) - 02/21/17

Win-Win Program Helps Savers Build Assets, Vie for Cash Prizes
SEATAC, WA-Do you want 2017 to be the year you finally start saving money? Open a Save to Win account at a Washington credit union. Discover the win-win opportunity that helps you build your financial strength--and includes cash prize drawings of up to $5,000.

Prizes for saving? Who does that?
Save to Win accounts are tailored to people just like you--hard workers who don't find it easy to save. How simple is it? Open an account at one of the seven Washington credit unions where Save to Win is offered, and the more you save, the more opportunities you have to win. For every $25 you save, up to $250 a month, you earn an entry into a cash prize drawing.
It's working out for Joyce Becker, a member of Longview, Washington-based Fibre Federal Credit Union. She stopped in last spring to pick up what she thought was a $50 cash prize, only to learn she'd hit the $5,000 jackpot!

"I thought if I could win $50, that would be nice," said Becker, a mill worker for 29 years. "I was shocked."

The cash bonanza she won was almost enough to complete the solar heating project she'd started on her Longview, WA home. Becker says Save to Win has easily improved her savings habits.
"If you don't have enough money to get into a CD, it's a great way to start saving," she said.
Save to Win accounts started in Washington just four years ago, and 16-hundred consumers have already saved over $2.3 million--with average account balances of $1,400.
"A recent Bankrate survey found only four in ten Americans have enough savings to get them through an emergency," said Kaitlin Ramos, Program Manager for the Northwest Credit Union Association. "A Save to Win account can be a game changer for consumers who are trying to get the upper hand on their finances. The opportunity to win cash prizes is an incentive to get started."

Connect with one of these participating credit unions today, and influence your brighter future with a Save to Win account:
* Connection Credit Union; Silverdale
* Express Credit Union; Seattle
* Fibre Federal; Longview
* North Coast Credit Union; Bellingham
* Pacific Northwest Ironworkers Federal Credit Union; Seattle & Spokane
* Peninsula Credit Union; Shelton
* Twinstar Credit Union; Lacey

Credit unions are the only financial institutions offering Save to Win accounts in Washington. The key difference between local credit unions and other financial services providers is credit unions' not-for-profit, cooperative structure. At a credit union, you're a member, and an owner. Unlike for-profit financial institutions that must pay stockholders, credit unions return benefits back to you in the form of lower fees, better interest rates, and other services you need, such as Save to Win accounts.

Not a credit union member yet?
Nearly all Washingtonians are eligible for credit union membership. Own your money. To find a credit union that's convenient for you, please visit www.asmarterchoice.org.

The Northwest Credit Union Association is the not-for-profit trade association representing over 180 credit unions in Idaho, Oregon, and Washington, and their 6.2 million consumer members. Northwest Credit unions are not-for-profit cooperatives, owned by their members. Credit unions help members achieve their financial goals.

Joyce Becker, a member of Fibre Federal Credit Union, won $5,000 and built her savings with Save To Win
Joyce Becker, a member of Fibre Federal Credit Union, won $5,000 and built her savings with Save To Win
Oregon Credit Unions' "Save to Win" Accounts Changing Lives (Photo) - 02/21/17

Win-Win Program Helps Savers Build Assets, Vie for Cash Prizes
TIGARD, OR-Do you want 2017 to be the year you finally start saving money? Open a Save to Win account at an Oregon credit union. Discover the win-win opportunity that helps you build your financial strength--and includes cash prize drawings of up to $5,000.

Prizes for saving? Who does that?
Save to Win accounts are tailored to people just like you--hard workers who don't find it easy to save. How simple is it? Open an account at one of the nine Oregon credit unions where Save to Win is offered, and the more you save, the more opportunities you have to win. For every $25 you save, up to $250 a month, you earn an entry into a cash prize drawing.
It's working out for Dalton Debord, a member of Pacific Northwest Ironworkers Credit Union in Portland. He's already won an extra $200 since opening his account only four months ago.
"Awesome!" said Debord when he learned of his winnings. "I've never been a big saver," he said, adding the credit union staff was always encouraging him to save. He opened his Save to Win account and "never looked back. The savings account just took off. I'm really glad I did it."

Since Debord's credit union started offering Save to Win accounts last spring, he and fellow Ironworkers have already picked up over $3,000 in prize money. Collectively, more than 800 Oregonians are taking advantage of the program, which began in the Beaver State just a year ago
More than 500 members of Northwest Community Credit Union have already opened Save to Win Accounts.

"This program has helped our members learn the value of saving by being able to put aside small amounts of money to accomplish goals they never thought they could reach.," said Jenifer McFadden, Marketing Manager for the Eugene-based credit union. "

Added Kasey Rockwell, Director of Credit Union Relations at Portland-based USAgencies Credit Union, "All of our members and potential members can benefit from having a savings account. Some need a little incentive to get started, and Save to Win is the perfect solution. Who doesn't like the idea of winning money?"
Connect with one of these participating Oregon credit unions today, and influence your brighter future with a Save to Win account:
* Mid Oregon Credit Union; Bend
* Northwest Community Credit Union; Eugene
* Old West Federal Credit Union; John Day
* Pacific Northwest Ironworkers Federal Credit Union; Portland
* Point West Credit Union; Portland
* St. Helens Community Credit Union; St. Helens
* Sunset Science Park Federal Credit Union; Portland
* United Advantage Northwest Federal Credit Union; Portland
* USAgencies Credit Union; Portland

Credit unions are the only financial institutions offering Save to Win accounts in Oregon. The key difference between local credit unions and other financial services providers is credit unions' not-for-profit, cooperative structure. At a credit union, you're a member, and an owner. Unlike for-profit financial institutions that must pay stockholders, credit unions return benefits back to you in the form of lower fees, better interest rates, and other services you need, such as Save to Win accounts.
Not a credit union member yet?
Nearly all Oregonians are eligible for credit union membership. Own your money. To find a credit union that's convenient for you, please visit www.asmarterchoice.org.

The Northwest Credit Union Association is the not-for-profit trade association representing over 180 credit unions in Idaho, Oregon, and Washington, and their 6 million consumer members. Northwest Credit unions are not-for-profit cooperatives, owned by their members. Credit unions help members achieve their financial goals.

Give Your Wallet Some Love This Valentine's Day - 02/13/17

Join an Oregon Credit Union and Ditch Those Annoying Fees!
TIGARD, OR --Fretting over the high price of roses and chocolates? Those treats might be more affordable if you avoid annoying bank fees and join a local credit union.

How would you like to save over $120 a year in interest on your car loan? Want free checking? How about using an ATM when you travel and not paying a fee for it? Wouldn't you love a credit card with lower interest--up to 6 percent lower? * Those are the benefits 2 million Oregonians are enjoying, because they are credit union members.

The key difference between credit unions and other financial institutions is that credit unions are not-for-profit cooperatives. If you're a member, you're an owner. Instead of paying Wall St. stockholders, credit unions return direct benefits to Main St. owners and that means you. Lower interest rates on loans and credit cards, networked, surcharge-free ATMs, usually free checking accounts, and higher interest on your savings are just some of the benefits of credit union membership.

Nearly all Oregon residents are eligible for credit union membership. Own your money. To find a credit union that's convenient for you, please visit www.asmarterchoice.org.
*" Benefits of Membership," Credit Union National Association report based on Informa Research, NCUA and CUNA comparison of bank and credit union rates, Sept, 2016.


The Northwest Credit Union Association is the not-for-profit trade association representing over 180 credit unions in Idaho, Oregon, and Washington, and their 6 million consumer members. Northwest Credit unions are not-for-profit cooperatives, owned by their members. Credit unions help members achieve their financial goals. All earnings in excess of operating expenses and required reserves are returned to members in the form of better loan rates, lower fees and higher interest paid on savings. For information on how to join a credit union, please visit http://www.asmarterchoice.org.

Give Your Wallet Some Love This Valentine's Day - 02/13/17

Join a Washington Credit Union and Ditch Those Annoying Fees!
SEATAC, WA --Fretting over the high price of roses and chocolates? Those treats might be more affordable if you avoid annoying bank fees and join a local credit union.

How would you like to save over $125 a year in interest on your car loan? Want free checking? How about using an ATM when you travel and not paying a fee for it? Wouldn't you love a credit card with lower interest--up to 6 percent lower? * Those are the benefits 3.5 million Washingtonians are enjoying, because they are credit union members.

The key difference between credit unions and other financial institutions is that credit unions are not-for-profit cooperatives. If you're a member, you're an owner. Instead of paying Wall St. stockholders, credit unions return direct benefits to Main St. owners and that means you. Lower interest rates on loans and credit cards, networked, surcharge-free ATMs, usually free checking accounts, and higher interest on your savings are just some of the benefits of credit union membership.

Nearly all Washington residents are eligible for credit union membership. Own your money. To find a credit union that's convenient for you, please visit www.asmarterchoice.org.
*" Benefits of Membership," Credit Union National Association report based on Informa Research, NCUA and CUNA comparison of bank and credit union rates, Sept, 2016.

The Northwest Credit Union Association is the not-for-profit trade association representing over 180 credit unions in Idaho, Oregon, and Washington, and their 6 million consumer members. Northwest Credit unions are not-for-profit cooperatives, owned by their members. Credit unions help members achieve their financial goals. All earnings in excess of operating expenses and required reserves are returned to members in the form of better loan rates, lower fees and higher interest paid on savings. For information on how to join a credit union, please visit http://www.asmarterchoice.org.

Give Your Wallet Some Love This Valentine's Day - 02/13/17

Join an Idaho Credit Union and Ditch Those Annoying Fees!
BOISE, ID --Fretting over the high price of roses and chocolates? Those treats might be more affordable if you avoid annoying bank fees and join a local credit union.

How would you like to save about $140 a year in interest on your car loan? Want free checking? How about using an ATM when you travel and not paying a fee for it? Wouldn't you love a credit card with lower interest--up to 6 percent lower? * Those are the benefits more than 740,000 Idahoans are enjoying, because they are credit union members.

The key difference between credit unions and other financial institutions is that credit unions are not-for-profit cooperatives. If you're a member, you're an owner. Instead of paying Wall St. stockholders, credit unions return direct benefits to Main St. owners and that means you. Lower interest rates on loans and credit cards, networked, surcharge-free ATMs, usually free checking accounts, and higher interest on your savings are just some of the benefits of credit union membership.

Nearly all Idaho residents are eligible for credit union membership. Own your money. To find a credit union that's convenient for you, please visit www.asmarterchoice.org.

*" Benefits of Membership," Credit Union National Association report based on Informa Research, NCUA and CUNA comparison of bank and credit union rates, Sept, 2016.

The Northwest Credit Union Association is the not-for-profit trade association representing over 180 credit unions in Idaho, Oregon, and Washington, and their 6 million consumer members. Northwest Credit unions are not-for-profit cooperatives, owned by their members. Credit unions help members achieve their financial goals. All earnings in excess of operating expenses and required reserves are returned to members in the form of better loan rates, lower fees and higher interest paid on savings. For information on how to join a credit union, please visit http://www.asmarterchoice.org

Oregon's Credit Unions Deliver $2.2 Billion Boost to State's Economy - 02/03/17

As member-owned, not-for-profit cooperatives, credit unions are good for people and communities

TIGARD, OR. --Oregon's credit unions drove a positive, $2.2 billion impact on the state's economy last year, according to a just-released, independent economic analysis performed by ECONorthwest. The 2016 Northwest Credit Unions' Economic Impacts report measured jobs, economic output, and income supported by Northwest credit unions, as well as the direct benefits delivered to nearly two million Oregon credit union members.

What's in it for the members? $159 million in direct benefits last year!
The key difference between local credit unions and other financial services providers, is credit unions' not-for-profit, cooperative structure. Credit unions are owned and driven by the members who use their services. Unlike for-profit financial institutions that must pay stockholders, credit unions exist only to serve their member-owners' financial needs, and are uniquely positioned to return direct benefits to them. Those benefits include value such as better interest rates, lower fees, and other services that hard-working Oregonians need.
The 2016 Northwest Credit Unions' Economic Impacts report finds Oregon's credit unions returned an average benefit of $81 to each member, or $159 million to members collectively. When members spent their benefits in local communities, that generated $161 million of economic impact in the state.

"The return to members is an impressive 50 percent higher than it was two years ago, when ECONorthwest performed a similar analysis," said Troy Stang, President and CEO of the Northwest Credit Union Association (NWCUA). "Credit unions' cooperative, not-for-profit structure holds them inherently accountable to the members who own them, which is why credit union membership is such a value for Main Street consumers."

Jobs, Jobs, Jobs
The ECONorthwest analysis documented that Oregon's credit unions are providing family-wage jobs for 5,845 professionals, who earned a total compensation of $418 million.
"Every credit union job supports two others, meaning the state's credit unions supported 16,600 jobs in the economy," said Michael Wilkerson, PhD, Senior Economist for ECONorthwest.

Consumers' Financial Lifeline
Nearly 50 percent of Oregon's population belongs to a credit union.
Credit unions are financial service partners to consumers in 31 of Oregon's 36 counties. Credit unions' popularity is outpacing the population growth. Since 2014, 637,685 new members have joined a credit union in Oregon or Washington, representing 13 percent growth. The region's population grew just 2.7 percent during the same period.

Loans, Loans, Loans
In addition to the economic impact documented by the 2016 Northwest Credit Unions' Economic Impacts report, the National Credit Union Administration noted that as of September, 2016, Oregon's credit unions had more than 950,000 active loans--an investment of $14.2 billion in members and communities.

"Credit union loans represent a significant investment in working-class Oregonians," said Stang. "Those loans put members in their dream homes, help them buy the cars that get them to work, and help them start small businesses."

Join a Credit Union and Make 2017 the Year You Take Control of Your Money
Nearly all Oregonians are eligible for credit union membership. Own your money. To find a credit union that's convenient for you, please visit www.asmarterchoice.org.
Read the 2016 Northwest Credit Unions' Economic Impacts report here: https://nwcua.org/credit-union-impact/

The Northwest Credit Union Association is the not-for-profit trade association representing over 180 credit unions in Oregon, Washington, and Idaho, and their 6 million consumer members. Northwest Credit unions are not-for-profit cooperatives, owned by their members. Credit unions help members achieve their financial goals. All earnings in excess of operating expenses and required reserves are returned to members in the form of lower loan rates, fewer fees and higher interest paid on savings. Credit union members' accounts are insured up to $250,000 by the NCUA. For information on how to join a credit union, please visit http://www.asmarterchoice.org.

Oregon's Credit Unions Deliver $2.2 Billion Boost to State's Economy - 02/03/17

As member-owned, not-for-profit cooperatives, credit unions are good for people and communities
TIGARD, OR. --Oregon's credit unions drove a positive, $2.2 billion impact on the state's economy last year, according to a just-released, independent economic analysis performed by ECONorthwest. The 2016 Northwest Credit Unions' Economic Impacts report measured jobs, economic output, and income supported by Northwest credit unions, as well as the direct benefits delivered to nearly two million Oregon credit union members.

What's in it for the members? $159 million in direct benefits last year!
The key difference between local credit unions and other financial services providers, is credit unions' not-for-profit, cooperative structure. Credit unions are owned and driven by the members who use their services. Unlike for-profit financial institutions that must pay stockholders, credit unions exist only to serve their member-owners' financial needs, and are uniquely positioned to return direct benefits to them. Those benefits include value such as better interest rates, lower fees, and other services that hard-working Oregonians need.
The 2016 Northwest Credit Unions' Economic Impacts report finds Oregon's credit unions returned an average benefit of $81 to each member, or $159 million to members collectively. When members spent their benefits in local communities, that generated $161 million of economic impact in the state.

"The return to members is an impressive 50 percent higher than it was two years ago, when ECONorthwest performed a similar analysis," said Troy Stang, President and CEO of the Northwest Credit Union Association (NWCUA). "Credit unions' cooperative, not-for-profit structure holds them inherently accountable to the members who own them, which is why credit union membership is such a value for Main Street consumers."

Jobs, Jobs, Jobs
The ECONorthwest analysis documented that Oregon's credit unions are providing family-wage jobs for 5,845 professionals, who earned a total compensation of $418 million.
"Every credit union job supports two others, meaning the state's credit unions supported 16,600 jobs in the economy," said Michael Wilkerson, PhD, Senior Economist for ECONorthwest.

Consumers' Financial Lifeline
Nearly 50 percent of Oregon's population belongs to a credit union.
Credit unions are financial service partners to consumers in 31 of Oregon's 36 counties. Credit unions' popularity is outpacing the population growth. Since 2014, 637,685 new members have joined a credit union in Oregon or Washington, representing 13 percent growth. The region's population grew just 2.7 percent during the same period.

Loans, Loans, Loans
In addition to the economic impact documented by the 2016 Northwest Credit Unions' Economic Impacts report, the National Credit Union Administration noted that as of September, 2016, Oregon's credit unions had more than 950,000 active loans--an investment of $14.2 billion in members and communities.

"Credit union loans represent a significant investment in working-class Oregonians," said Stang. "Those loans put members in their dream homes, help them buy the cars that get them to work, and help them start small businesses."

Join a Credit Union and Make 2017 the Year You Take Control of Your Money
Nearly all Oregonians are eligible for credit union membership. Own your money. To find a credit union that's convenient for you, please visit www.asmarterchoice.org.
Read the 2016 Northwest Credit Unions' Economic Impacts report here: https://nwcua.org/credit-union-impact/

The Northwest Credit Union Association is the not-for-profit trade association representing over 180 credit unions in Oregon, Washington, and Idaho, and their 6 million consumer members. Northwest Credit unions are not-for-profit cooperatives, owned by their members. Credit unions help members achieve their financial goals. All earnings in excess of operating expenses and required reserves are returned to members in the form of lower loan rates, fewer fees and higher interest paid on savings. Credit union members' accounts are insured up to $250,000 by the NCUA. For information on how to join a credit union, please visit http://www.asmarterchoice.org.

Washington's Credit Unions Deliver $5.5 Billion Boost to State's Economy - 02/03/17

As member-owned, not-for-profit cooperatives, credit unions are good for people and communities

SEATAC, WA.--Washington's credit unions drove a positive, $5.5 billion impact on the state's economy last year, according to a just-released, independent economic analysis performed by ECONorthwest. The 2016 Northwest Credit Unions' Economic Impacts report measured jobs, economic output, and income supported by Northwest credit unions, as well as the direct benefits delivered to 3.5 million Washington credit union members.

What's in it for the members? $369 million in direct benefits last year!

The key difference between local credit unions and other financial services providers, is credit unions' not-for-profit cooperative structure. Credit unions are owned and driven by the members who use their services. Unlike for-profit financial institutions that must pay stockholders, credit unions exist only to serve their member-owners' financial needs, and are uniquely positioned to return direct benefits to them. Those benefits include value such as better interest rates, lower fees, and other services that hard-working Washingtonians need.
The 2016 Northwest Credit Unions' Economic Impacts report finds Washington's credit unions returned an average benefit of $103 to each member, or $369 million to members collectively. When members spent their benefits in local communities, that generated $413 million of spending in the state.

"The return to members is an impressive 50 percent higher than it was two years ago, when ECONorthwest performed a similar analysis," said Troy Stang, President and CEO of the Northwest Credit Union Association. "Credit unions' cooperative, not-for-profit structure holds them inherently accountable to the members who own them, which is why credit union membership is such a value for Main Street consumers."

Jobs, Jobs, Jobs
The ECONorthwest analysis documented that Washington's credit unions are providing family-wage jobs for 11,215 professionals, who earned a total compensation of $819 million.
"Every credit union job supports two others, meaning the state's credit unions supported 34,400 jobs in the economy," said Michael Wilkerson, PhD, Senior Economist for ECONorthwest.

Consumers' Financial Lifeline
Credit unions are financial service partners to consumers in 32 of Washington's 39 counties. Credit unions' popularity is outpacing the population growth. Since 2014, 637,685 new members have joined a credit union in Washington or Oregon, representing 13 percent growth. The region's population grew 2.7 percent during the same period.

Loans, Loans, Loans
In addition to the economic impact documented by the 2016 Northwest Credit Unions' Economic Impacts report, the National Credit Union Administration noted that as of September, 2016, Washington credit unions had more 2.5 million active loans--an investment of $38.1 billion in members and communities.

"Credit union loans represent a significant investment in working-class Washingtonians," said Stang. "Those loans put members in their dream homes, help them buy the cars that get them to work, and help them start small businesses."

Join a Credit Union and Make 2017 the Year You Take Control of Your Money
Nearly all Washington residents are eligible for credit union membership. Own your money. To find a credit union that's convenient for you, please visit www.asmarterchoice.org.
Read the 2016 Northwest Credit Unions' Economic Impacts report here: https://nwcua.org/credit-union-impact/

The Northwest Credit Union Association is the not-for-profit trade association representing over 180 credit unions in Washington, Oregon, and Idaho, and their 6 million consumer members. Northwest Credit unions are not-for-profit cooperatives, owned by their members. Credit unions help members achieve their financial goals. All earnings in excess of operating expenses and required reserves are returned to members in the form of lower loan rates, fewer fees and higher interest paid on savings. Credit union members' accounts are insured up to $250,000 by the NCUA. For information on how to join a credit union, please visit http://www.asmarterchoice.org.

Seattle Area Credit Unions Collaborate in Large Contributions to Seattle Children's Hospital - 02/01/17

SEATAC, WA-- Continuing a rich tradition of fundraising for Children's Miracle Network (CMN) hospitals and their patients, Seattle area credit unions will make a special visit to Seattle Children's Hospital on Thursday, February 2. They will bring nearly $80,000 in cash contributions, a red flyer wagon stuffed with toys and books, and care packages for hospital patients' families. The collaboration carries out the work of "Credit Unions for Kids," which was founded in the Northwest in 1986 and became the national credit union movement's "charity of choice" in 1996.

The funds for the wagon and cash contributions were raised during the Northwest Credit Union Association's (NWCUA) "Hollywood Glamour" auction held in SeaTac in October. At the same event, young credit union professionals assembled the care packages for patients' families.
"Sometimes under unexpected and always stressful circumstances, these families bring a child to the hospital and might have to spend an unplanned night at their child's side," said Carmen Vigil, NWCUA community manager. "These packages include toiletries and other thoughtful items that can provide a little bit of comfort at a difficult time." Vigil said the care packages were made possible by a Northwest Credit Union Foundation (NWCUF) grant.

To date, Seattle area credit unions have donated over $1.1 million to Seattle Children's Hospital, through Credit Unions for Kids. They've committed $1 million over the next 4.5 years to fund "uncompensated care" costs not covered by insurance plans.

At the event Thursday, Seattle Children's Hospital will also accept a check from First Tech Federal Credit Union for $125,000 -- money raised last summer at the "Dave & Dan Classic." Named for NFL Hall of Famers Dave Wilcox and Dan Fouts, the annual event also benefits Children's Miracle Network Hospitals.

MEDIA INVITATION
Date: Thursday, February 2, 2017
Time: 11:30 a.m.
Where: Seattle Children's Hospital --River Entrance
4800 Sand Point Way, NE Seattle, WA 98105


The Northwest Credit Union Association is the not-for-profit trade association representing over 180 credit unions in Idaho, Oregon, and Washington, and their 6 million consumer members. Northwest Credit unions are not-for-profit cooperatives, owned by their members. Credit unions help members achieve their financial goals. All earnings in excess of operating expenses and required reserves are returned to members in the form of better loan rates, lower fees and higher interest paid on savings. For information on how to join a credit union, please visit http://www.asmarterchoice.org.

Idaho Credit Unions Deliver $71.5 Million in Direct Benefits to Their Consumer Members - 01/25/17

The Difference Cooperative, Not-for-Profit Credit Unions Offer!

BOISE, ID-- Do you want 2017 to be the year when you finally take control of your finances? Join a credit union, and discover the benefits that 748,000 Idahoans are enjoying. The key difference between local credit unions and other financial services providers is credit unions' not-for-profit, cooperative structure. At a credit union, you're a member--and an owner. Unlike for-profit financial institutions that must pay stockholders, credit unions return benefits back to you, the member, in the form of lower fees, better interest rates, and other services that hard-working Americans need.
Here's some new information about how that breaks down for Idaho's credit union member-owners: *
* Collectively, their Gem State credit unions delivered $71.5 million in direct benefits right back to them.
* That's an advantage of $96 last year that each member enjoyed because they banked with a credit union.
* And every Main Street household with a credit union member, saw benefits of at least $183.
* Consumers who got their new car loans from an Idaho credit union, are saving an average of $142 in interest during each year of a 60-month, $25,000 loan.
* The interest rate that Idaho credit unions charge for credit cards, is as much as 6% lower than rates that for-profit financial institutions are charging.
* Your Gem State credit unions have granted $6 billion in current loans you need on Main Street for cars, homes, and small businesses.
* Credit unions cooperate. Most network their ATMS, meaning members have access to their money at almost any credit union, and they don't have to pay those annoying fees.

*Source: Informa Research comparing not-for-profit and profit-driven financial institutions' interest rates and fees in the12 months ending September 30, 2016; National Credit Union Administration and Credit Union National Association data.

Nearly all Idaho residents are eligible for membership. Own your money. To find a credit union that's convenient for you, please visit www.asmarterchoice.org.


The Northwest Credit Union Association is the not-for-profit trade association representing over 180 credit unions in Idaho, Oregon, and Washington, and their 6.2 million consumer members. Northwest Credit unions are not-for-profit cooperatives, owned by their members. Credit unions help members achieve their financial goals. All earnings in excess of operating expenses and required reserves are returned to members in the form of better loan rates, lower fees and higher interest paid on savings. For information on how to join a credit union, please visit http://www.asmarterchoice.org.